What We Are Seeing: CP504, CP504B, and LT11 – Know the Difference Before You Panic
What We Are Seeing: CP504, CP504B, and LT11 – Know the Difference Before You Panic
Lately, clients have been flooding in with IRS collection notices—and understandably, they’re anxious. But here’s the thing: not all IRS letters mean the same thing, and how you respond can make or break your options.
Right now, we’re seeing a surge in three specific notices: CP504, CP504B, and LT11. If you’ve received one of these, don’t ignore it—but don’t assume you’re about to lose your bank account either. CP504 and CP504B: Scary Wording, But Not an Immediate Threat
These notices are titled “Notice of Intent to Levy”, and the language is intimidating—but they are not actual levy notices. These letters are meant to pressure you into payment by warning that the IRS could take collection action.
But here’s the good news:
- You’re not at immediate risk of a bank levy or wage garnishment.
- You still have time to respond, propose a resolution, or challenge the debt.
What to do if you get a CP504 or CP504B:
Call us immediately. We’ll review your IRS account, confirm the status of your case, and help you avoid escalating to the next step.
LT11: The One You Can’t Ignore
This is the real deal.
An LT11 notice means the IRS is giving you final notice of intent to levy, and this one carries your Collection Due Process (CDP) rights. That gives you a narrow but powerful window of opportunity to stop collections and resolve the case through an appeals officer instead of collections staff.
But there’s a catch:
You only have 30 days from the date on the notice to file a CDP hearing request (Form 12153). Miss it, and your rights shrink dramatically.
If you get an LT11:
Contact us immediately. We can:
- File your CDP hearing request on time
- Stop active levy enforcement
- Move your case into IRS Appeals, where we may be able to resolve your case faster.
Why This Matters
When clients respond to IRS letters the right way—and in the right order—we can:
- Stop levies before they happen
- Secure resolutions (installment agreements, offers, penalty abatement)
- Save you time, stress, and money
When they respond too late—or not at all—we often have fewer tools to help, and the IRS gains the upper hand. Don’t Google It. Call Us.
At Orlando Tax Law, we track these notice patterns because they change fast—and knowing how to respond could save you thousands. If you receive a CP504, CP504B, or LT11, don’t panic. Just call us.
We’ll break down what the letter means, what it doesn’t, and exactly what we need to do next to protect you.
